Peg Savage has contractually agreed to move to Key West, Florida.
The smudged signatures on the damp cocktail napkin are irrefutable proof. "An adventure..." her husband Clark says. Peg can't swim; she's afraid of bridges (there are 42 of them); and she doesn't want to leave her friends.
However, after a bottle of Cabernet, a move from Chicago to the southernmost city in the United States seems like the best decision ever.
But now Clark has taken a long term job in Cuba and she's on her own.
Neither her dog Nipper, nor the ghosts in the attic, offer up any good advice.
But how hard can it be living in paradise? Peg dives into island life but the more effort she makes, the wider her wake of catastrophes.
She is tortured by a paddle board, a giant poisonous toad, the local Conservation group, and the patron saint of hurricanes.
Not to mention the persistent sweat rash under her left breast.
A tropical depression descends on the island - one that can't be cured with medication.
Peg must gather her strength if she has any hope of surviving the storm.