Planning Your Financial Future (3rd ed)

This text for personal financial planning adopts a life-cycle approach to financial planning.

The writing style, designed for readers with diverse educational backgrounds, is informal and relatively non-technical.

The emphasis is on practical application and decision making.

Concepts are reinforced with diverse real-life examples, up-to-date information, expert advice, and a problem solving format.

Easy-to-complete worksheets are integrated into the text.

New "Surf's Up" Internet Exercises have been added. The result is a quality text that is current and provides a thorough, conceptually sound treatment of the subject for both students and instructors alike.